If your pet were to become injured or ill, would you have the money to pay for
the veterinary care needed? Even if your pet is young and healthy, what if your pet were to have an accident
or injury requiring
surgery and hospitalization? Just a single illness or injury can end up costing
thousands of dollars if your pet needs surgery or hospitalization. Pet health insurance can give you the
peace of mind that you can take care of your pet in the event of a serious
injury or illness requiring expensive veterinary care.
We have carried pet health insurance for our 3 cats the last couple of years and have already used it for
our cat Iris. The summer of 2010, our cat Iris got the tip
of her tail "trimmed" when we were trimming the catnip patch in our yard and
didn't notice her tail among the catnip stems (she was hidden by the tall
catnip). The injury required stitches and would have cost us several hundred
dollars out of pocket if we hadn't had pet insurance. It happened on a Sunday so
we had to take her to the emergency veterinary clinic, which is expensive.
Thanks to the pet insurance, we didn't have to think twice about whether we
could afford to rush her to vet for treatment or whether we should take her to
the closer, more expensive emergency clinic or should drive farther to the less
expensive one.
Then
this year, Iris got sick with lymphoma, despite the raw diet and bio-algae
concentrates we feed her. We have only had her since 2007 and apparently the
good nutrition was not enough to offset the damage done to her by the leukemia
vaccinations she received before we owned her. Because of the pet insurance, we
did not have to worry about affording care for her. Even though we only did
holistic care and not the expensive chemotherapy, the cost of vet visits and
diagnostic ultrasounds adds up. When her cancer recurred in July 2011, we spent
about $1,100 on those items. Thanks to the pet insurance, we didn't hesitate to
get her the care needed, and we got reimbursed for 90% of our cost. As of August
2011, she is in remission from her cancer thanks to treatment by the homeopathic
vet.
We do not have pet insurance for our dog, as at 14 years old she is too
old to get illness coverage. We wish now that we had signed her up younger when
she was eligible. Sign up your pets now while they are young and then you
don't have to worry about whether you can get coverage on them when they are
older and more prone to illness.
Not all pet insurance companies are equal quality. Like health insurance for
people, some pet insurance companies are better than others at paying claims and
reimbursing you adequately. We suggest you choose one with a high customer
service rating, such as Embrace Pet Insurance.
Nothing on this website has been evaluated by the FDA. This information
is not intended to diagnose, treat, cure or prevent any disease. Please
see a qualified healthcare practitioner for any disease or illness.
Then
this year, Iris got sick with lymphoma, despite the raw diet and bio-algae
concentrates we feed her. We have only had her since 2007 and apparently the
good nutrition was not enough to offset the damage done to her by the leukemia
vaccinations she received before we owned her. Because of the pet insurance, we
did not have to worry about affording care for her. Even though we only did
holistic care and not the expensive chemotherapy, the cost of vet visits and
diagnostic ultrasounds adds up. When her cancer recurred in July 2011, we spent
about $1,100 on those items. Thanks to the pet insurance, we didn't hesitate to
get her the care needed, and we got reimbursed for 90% of our cost. As of August
2011, she is in remission from her cancer thanks to treatment by the homeopathic
vet. 